This afternoon, Xiaomi held a press conference in Beijing. He finally met with the public officially. Xiaohui Zhang, Director of the Payment Department of the People's Bank of China, Cai Hongbo, Secretary General of the Payment and Clearing Association, and Shi Wenchao, President of UnionPay. Several high-level representatives of the Bank attended the press conference and took the stage.
Xiaomi has been exploring NFC for some time. Mi 2A and Mi 3 were equipped with NFC functions three years ago. At the time, it was the NFC trend in the mobile phone industry. In January 2015, Xiaomi began trials of NFC bus swiping services in Shanghai and Shenzhen. NFC's mobile payment has only officially launched until today, and users of Xiaomi 5 can upgrade to MIUI 8.
Xiao Feng, vice president of MIAMI and person in charge of MIUI, explained at the press conference that Xiaomi Payment has successfully accessed more than a dozen banks. “From the data obtained from UnionPay, now the POS machines that can use Xiaomi to pay nationwide have exceeded one thousand. Million Taiwan."
"As a financial infrastructure enterprise, UnionPay has the obligation and responsibility to bring better services and experiences to the general users. However, these services and experiences rely on our family alone to be imperfect. Xiaomi has the ambition to follow domestic mobile phones. Everyone’s payment platform must be supported in any case,†said Union Culture President Zhao Wenchao.
Millet's financial road should not be limited to NFC flash payments. According to analysts in the industry, NFC payment is just a pure tool. It is completely different from WeChat payment and Alipay. It does not require an account system or a pool of funds. Accordingly, it does not need to pay a license. Xiaomi was established in December 2013. The company paid for the company and held a "Ruifutong" holding a payment license for 15 years. In addition, Xiaomi also launched Xiaomi Finance in 2015 and launched a series of wealth management products.
Xiaomi is more than a terminal device equipped with NFC. MIUI has hundreds of millions of users and has billions of traffic entrances covering all aspects of food, clothing, housing, and transportation. I believe that this launch of millet payment is just a beginning of the millet finance.
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